Funding your care and support yourself
If you pay all the costs of your social care support yourself you are known as a ‘self funder’. You may decide, or be expected, to pay this for a number of reasons.
- You may not want to have Adult Social Care Services involved with you and therefore prefer to make your own private arrangements.
- You have been assessed by Adult Social Care but you are not currently eligible for social care services and therefore you have to arrange and pay for any care support yourself.
- You have been assessed by Adult Social Care and, although you are eligible for support your financial assessment shows that you can afford to pay the full cost of your care support yourself. If you have savings and investments (including any property you have an interest in other than your home address) greater than £23,250 you will be a full cost payer and will receive no support from the local authority.
- You have received 12 weeks of care without the property you own being taken into account when charging for your care. After this period you decide not to take up the option of, or are not eligible for, a Deferred Payment Agreement.
- You have been assessed by Adult Social Care and, although you are eligible for support you do not want to be financially assessed. In this circumstance we will expect you to pay the full cost of your care support.
Even if you are (or will be) funding your own care, you can still discuss your situation with Adult Social Care who may help you identify areas where you might need support.
Last Updated: 19 March 2020